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cost of living in dubai

Thinking of moving to Dubai? That’s a great decision. It is no surprise why so many people around the world dream of becoming residents of Dubai. With tax-free income, world-class infrastructure, and a luxurious lifestyle, the city attracts thousands of new residents every year. 

Whether you are a business owner ready to launch, a student pursuing world-class education, or a professional seeking career growth, Dubai has something for everyone. But before you pack your bags, you should be actually aware of the cost and expenses of living in the city.  

In this article, we will explore the cost of living in Dubai in depth. We will focus on costs such as renting, education, utilities, healthcare services, transportation costs, etc, one by one. 

Cost of Living in Dubai: is Dubai Expensive? 

The UAE has been ranked the 7th best destination to live and work, offering great opportunities for professionals, entrepreneurs, and families alike. When we talk about the cost of living in Dubai, we refer to basic expenses such as accommodation, food, healthcare, education, and essential leisure activities that keep life going. 

Cost of living for a single person might be around AED 4,000 to AED 6,000 per month (excluding rent). At the same time, Dubai living cost for family can range from AED 12,000 to AED 20,000 per month (excluding rent, for family of 4). 

So, is Dubai expensive for living? Remember, Dubai does not have to cost a dune and a star, just manage your spending wisely! Let us explore the essential elements of live in Dubai cost, in detail.

Dubai Housing Cost

The first, and perhaps the biggest, bite out of your budget is likely to be the accommodation. If you are someone new to Dubai, it would be better to rent a place. Dubai offers a variety of rental options, ranging from studios to spacious villas. 

Some of the popular areas for renting, especially for families, include Jumeirah Village Circle, Jumeirah Lake Towers, Dubai Marina, DEIRA, and Downtown Dubai. 

However, with the real estate market growing significantly, rental prices have also seen a sharp rise in recent years. You can expect around 30% of your living expenses in Dubai to go toward housing alone. 

Here is the monthly rent you can expect to pay in Dubai (based on Numbeo data): 

Apartment type Rent cost per month 
1 bedroom apartment in City Center AED 8,174 
1 bedrooms apartment outside of Center AED 5,089 
3 bedrooms apartment in City Center AED 15,266 
3 bedrooms apartment outside of Center AED 10,013 

 Apartment rentals in Jumeirah Lake Towers (JLT) range from AED 50,000 to AED 850,000.  

The average annual price for rent of 1-bhk in Dubai Marina is just AED 90,000. Whereas, apartment rents in Downtown Dubai typically cost form AED 100,000 to AED 1,000,000

Please note that housing costs highly depends on the type, location and size of the property being rented. There are many affordable options to choose from such as studio apartments, with average rates of AED 650 per day to AED 10,000 per month

Utility Cost in Dubai

Utilities in Dubai consist of electricity, water, and internet connections, and form significant part of your cost of living in Dubai. These essentials are managed by DEWA (Dubai Electricity and Water Authority) and your bill depends on your property and how much you use. 

For example, if you are living in a large villa with a pool, the necessary air conditioning and water bills will be significantly higher compared to a small apartment. Similarly, during the summer months, air conditioning costs will be more compared to the cooler months. 

But if you keep an eye on your usage, you can manage your DEWA bills effectively. The DEWA app even sends alerts if there is an unusual increase in consumption, helping you stay in control. 

The average monthly DEWA bill (based on Numbeo data): 

Expense Average Monthly Cost (AED) 
Basic services like heating, electricity, water, garbage, cooling for 85 sq. meters apartment 820* 
Mobile plan (calls plus 10 GB+ data) 228* 
Internet (60 Mbps or more, unlimited data) 360* 

Cleaning Services Cost in Dubai 

Dubai is a fast-paced city, and if you are moving here, chances are your career or business will keep you busy. That is why having reliable help for cleaning is a must for many residents. You can either hire full-time domestic help or use a cleaning service provider. 

If you go for domestic help, salaries typically range from AED 1,600 to AED 4,200 per month. 

Here are the starting prices for cleaning services based on property size, according to ecoclean

Property Type Starting Price (AED) 
Studio Apartment 499 
1-Bedroom Apartment 599 
3-Bedroom Apartment 999 
Villa 799 – 2,450 

Cost of Food in Dubai 

Food makes up one of the biggest parts of your living costs in Dubai. How much you spend largely depends on your lifestyle, whether you prefer cooking at home or dining out. 

Here are the prices of some basic food items you might buy regularly in Dubai: 

Item Quantity Price (AED) 
Milk (regular) 1 litre 7.00 
Fresh bread (loaf) 1 loaf 5.00 
White rice 1 kg 9.00 
Eggs 12 eggs 12.00 
Chicken fillet 1 kg 42.00 
Apples 1 kg 8.60 
Bananas 1 kg 6.90 
Tomatoes 1 kg 5.20 
Onions 1 kg 4.00 
Water 1.5 litres 2.44 

As a single person, you must keep a budget of around AED 800 to AED 1,200 for monthly grocery shopping. Shopping at local supermarkets like Lulu or Carrefour can keep grocery costs manageable for you, especially if you buy local produce and essential items.  

If you enjoy dining out occasionally, here are some typical restaurant prices to keep in mind: 

  • Meal at an inexpensive restaurant: AED 40 
  • Three-course meal for two at a mid-range restaurant: AED 300 
  • Regular cappuccino: AED 21 
  • Meal at McDonald’s: AED 35 

Dubai Travel and Transportation Cost

The next important element of cost of living in Dubai is travel and transportation. You basically have two main options: private or public transport. If your budget allows, buying your own car is a popular choice. Here are a couple of examples of car prices in Dubai: 

  • Volkswagen Golf (or equivalent): AED 120,000 
  • Toyota Corolla Sedan (or equivalent): AED 84,228 

Keep in mind, fuel costs can add up to the living expenses in Dubai. Expect to spend around AED 700 per month, or more if you drive often or own a larger vehicle. 

Public transport, which includes the metro, buses, and taxis, is a widely used and more affordable option. Here are some typical costs: 

Item Price (AED) 
One-way ticket (local transport) 6.00 
Monthly public transport pass 330.00 
Taxi starting fare 12.00 
Taxi fare per km 2.55 
Gasoline (1 litre) 2.83 

Alternatively, you can lease a car. Leasing costs in Dubai vary widely, ranging from AED 800 to AED 10,000 per month, depending on the car model, lease duration, and down payment.  

Dubai Healthcare Cost

Dubai’s health sector has seen significant growth in recent years, offering the latest technology and treatments. It has become a medical hub attracting people from around the world. 

When you move to Dubai, one of the first things to arrange is health insurance. If you come on a job contract, your employer is typically responsible for providing basic coverage, which may also include your family. However, if that is not the case, you will need to purchase health insurance yourself. 

According to Insurance Hub, here is an estimated annual Dubai health insurance price range: 

Category Basic Plan (AED) Mid-tier Plan (AED) Premium Plan (AED) 
Young single expat 600 – 1,800 2,500 – 4,500 15,000+ 
Couple3,500 – 5,000 8,000 – 12,000 30,000+ 
Family of 4 8,000 – 12,000 18,000 – 25,000 35,000+ 

The more premium the policy you get, the more it will cover such as dental and optical care, maternity benefits, outpatient services, and prescribed medications. So based on your plan, family size, and budget, you can choose what suits you most. 

For expats earning less than AED 4,000 or non-working residents, the Dubai government offers the Essential Benefits Plan (EBP). This is the minimum health insurance required for all residents to be eligible and costs an affordable AED 320 to AED 650 per year. 

Dubai Education Costs  

Expat kids can attend public or private schools in the UAE, depending on their choice. Dubai’s education system is world-class, with many new school openings in recent years. As a parent, you get to choose from a wide range of options. 

Here is a snapshot of typical education costs:

  • Private preschool charges AED 3125 per month for single child. 
  • Public schools charge around AED 6,000 annually for expat students. 
  • Private school fees in Dubai range from AED 12,723 to AED 64,093 per annum. 
  • Undergraduate university fees range from AED 40,000 to AED 100,000 per year. 
  • Postgraduate fees range from AED 50,000 to AED 120,000 per academic year. 

School uniforms can cost anywhere from AED 600 to AED 5,000, depending on what is included, such as shirts, pants, PE attire, jackets, blazers, shoes, accessories, etc. For lunch, you can either pack food from home or opt for meals offered by many schools. 

Learning goes beyond the classroom in Dubai. Many parents enrol their kids in extracurricular activities, either through the school or independent providers. These activities help children explore their passions and develop new skills. 

Popular after-school activities include: 

  • Painting classes 
  • Piano lessons 
  • Horse riding 
  • Quiz clubs 
  • STEM programs 
  • Dance classes 

Costs for these can vary widely, typically ranging from AED 100 to AED 2,000+ per month depending on the activity and provider. 

Activity Estimated Cost (AED) 
Fitness club (monthly membership) AED 312 
Tennis court rental (1 hour, weekend) AED 186 
Cinema (1 seat) AED 30 – 60 
Desert safari AED 100 – AED 300 
Burj Khalifa ticket Starting from AED 179 
Tandem skydiving AED 1,500 – AED 2,500 
Waterpark ticket AED 200+ 
Zoo entry AED 95 
Theme park entry AED 180 

How much Income is needed to Live in Dubai? 

Your lifestyle and personal choices play a big role in determining how much income you will need to live comfortably in Dubai. As a general guideline, a single person should aim for an annual income of around AED 120,000 to AED 180,000. For a family of four, the figure rises to approximately AED 300,000 to AED 500,000 per year. 

This income range typically covers basic cost of living in Dubai like rent, daily living expenses, and health insurance. You can certainly live on less, but that might mean adjusting your lifestyle accordingly. On the flip side, if you are aiming for a more premium lifestyle, a higher salary will open up more options and flexibility. 

UAE residence visa: Your key to living in Dubai 

Hold on! Now that you know the costs of living in Dubai, remember, you cannot just pack your bags and move. There is one legal requirement you must take care of first: the UAE residence visa. 

Issued by the immigration authorities, this visa is the legal permit that allows you to enter, live, and work in Dubai. Without it, you are not legally allowed to stay long-term or pursue your goals here. 

You can obtain a residence visa through various routes, such as: 

And of course, the visa comes with a cost, something you will want to include in your cost of living in Dubai. Now you must be probably thinking how to get it. Do not worry, we have covered it all in detail: UAE residence visa .

Case studies on Living in Dubai 

Let us look at some real-life examples that show how much it costs to live in Dubai, depending on your lifestyle and family size:  

Case Study 1: Rahul – A Single Professional 

Profile: Rahul is 29 years old and just moved to Dubai. 

Monthly Expenses: 

  • Rent 1BHK apartment (outside city center): AED 5,000 
  • Groceries: AED 1,000 
  • Transport (metro + occasional taxi): AED 400 
  • Health insurance (basic): AED 150 
  • Utilities (DEWA + internet): AED 1,200 
  • Gym + weekend entertainment: AED 600 
  • Mobile plan: AED 228 

Total living expenses in Dubai: AED 8,578/month 

Suggested income: AED 10,000 – AED 12,000 

Case Study 2: Aisha & Omar – A Young Couple 

Profile: Aisha and Omar are working professionals who moved to Dubai for better career growth.  

Monthly Expenses: 

  • 1BHK apartment (JLT): AED 7,500 
  • Groceries + eating out: AED 2,000 
  • Transport (1 car + fuel): AED 1,000 
  • Health insurance (mid-tier for 2): AED 1,000 
  • Utilities (DEWA + internet): AED 1,400 
  • Cleaning service (twice a month): AED 600 
  • Leisure (cinema, outings, gym): AED 1,200 

Total living expenses in Dubai: AED 14,700/month 

Suggested income: AED 25,000/month  

Case Study 3: The Khan Family – Family of Four 

Profile: Mr. Khan works in IT and Mrs. Khan is a part-time teacher.  

Monthly Expenses: 

  • 3BHK apartment (outside city center): AED 10,000 
  • School fees (2 kids – mid-range): AED 6,000 
  • Groceries + home meals: AED 2,500 
  • Health insurance (mid-tier family of 4): AED 2,000 
  • Utilities (DEWA + internet): AED 1,800 
  • Transport (1 car + school taxi): AED 1,800 
  • After-school activities + uniforms: AED 2,000 
  • Leisure + weekend outings: AED 1,500 

Total living expenses in Dubai: AED 27,600/month 

Suggested income: AED 35,000/month

Case Study 4: Jenny – Freelance Designer with Modest Lifestyle 

Profile: Jenny is a 32-year-old freelance graphic designer.  

Monthly Expenses: 

  • Studio apartment (outside city center): AED 3,000 
  • Groceries: AED 800 
  • DEWA + internet: AED 900 
  • Transport (metro + occasional taxi): AED 350 
  • Health insurance (basic): AED 150 
  • Cleaning service (once/month): AED 200 
  • Café visits + small outings: AED 500 

Total living expenses in Dubai: AED 5,900/month 

Suggested income: AED 8,000 to AED 10,000/month (AED 120,000/year)  

Note: These expenses and income suggestions are estimates and may vary based on lifestyle and market conditions in Dubai.

How Dubiz can help with UAE relocation? 

Dubai is a lifestyle, a hub of opportunity, a place where dreams of various shapes and sizes take flight. If you want to secure a bright future for yourself and your family, Dubai can be a great decision. Do your proper research on cost of living in Dubai, plan your budget, have clear goals in mind and you’ll find it’s all worth it. 

If you are planning to relocate to Dubai, you have come to the right place. Dubiz Business Setup offers a complete 360-degree relocation service, where we help you establish your business in Dubai and support your family’s transition as well. 

From handling visas and immigration to ensuring a smooth Dubai business setup process, we take care of it all, so you can focus on starting your new chapter of life. 

📞 Call: ‪+971 56 369 5485       

💬 WhatsApp: ‪+971563695485       

📧 Email: info@dubiz.co 

Disclaimer: The information provided in this article is for general guidance only and may change over time. Please verify details with official sources before making any decisions

Frequently Asking Questions (FAQS)

1. What salary do you need to live comfortably in Dubai? 

A salary of AED 12,000 to AED 18,000 per month will allow you to live a comfortable life in Dubai. You can manage with even less or aim for more, depending on your lifestyle choices. 

2. Is Dubai tax-free? 

Yes. You do not have to pay any tax on your salary. That is why many expats prefer to move to Dubai and work here. 

3. Is education free in Dubai? 

No. For education services, both in private and public sectors, expats are required to pay fees. Costs can be high or low depending on the school’s location, reputation, and curriculum. Public institutions can be cheaper than private ones. 

4. Is living in Dubai worth it? 

Dubai is widely considered a good place to live thanks to its safety, modern infrastructure, rich culture, and promising economy. 

5. Is it better to rent or buy in Dubai? 

If you are planning to stay in Dubai for a short time (say 1 to 2 years), renting will be a smarter choice. For long-term goals, you can consider buying property, which also offers added benefits like eligibility for the Golden Visa (if the minimum threshold investment is met). 

6. Is it worth owning a car in Dubai? 

Dubai is built for power and luxury, and the strong infrastructure supports a comfortable driving experience. Owning a car is considered a lifestyle luxury. If it fits your budget, you will enjoy driving in Dubai. If not, public transport/leasing is still a great option. 

 

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